Insurance of several lifes, modification of contracts, profit and contribution formula, profit sharing. Markov model. Introduction to pension insurance: public and private disability insurance, widow's insurance, present values and reserves, methods for financing them. AFRAC recommendation 27, reserves according to the income tax act, calculation of public pensions: pension account, widow pensions, orphan pensions. The annuity table AVÖ2005R. Pension funds. Introduction to health insurance mathematics (according to life insurance mathematics): claims amount per risk and profiles, reserves, expense loading, conversion of a contract. Unit-linked life insurance contracts.
Lecture, with black board and projector, partially supported by guest lecturers from insurance companies
