Insurance of several lifes, modification of contracts, profit and contribution formula, profit sharing. Markov model. Introduction to pension insurance: public and private disability insurance, widow's insurance, present values and reserves, methods for financing them. The annuity table AVÖ2005R. Pension funds. Introduction to health insurance mathematics (according to life insurance mathematics): claims amount per risk and profiles, reserves, expense loading, conversion of a contract. Unit-linked life insurance contracts.
Lecture, with black board and projector, partially supported by guest lecturers from insurance companies