Actuarial models for life, disability and health insurance, mathematics for pensions, pension funds, healt insurance mathematics, unit-linked life insurance contracts.
Insurance of several lifes, modification of contracts, profit and contribution formula, profit sharing. Markov model. Introduction to pension insurance: public and private disability insurance, widow's insurance, present values and reserves, methods for financing them. The annuity table AVÖ2005R. Pension funds. Introduction to health insurance mathematics (according to life insurance mathematics): claims amount per risk and profiles, reserves, expense loading, conversion of a contract. Unit-linked life insurance contracts. Stochastic Interest: no principle of diversification.